Granular operational cash-flow models that connect every line of cost and revenue to bank balance. Track burn rate, identify runway risk, and stress-test cost structures under any demand scenario.
P&L is an opinion; cash is a fact. The number of companies that miss payroll because their accountant said they were profitable is staggering. We build the model that tells the truth.
Weekly cash position projection with payment-timing detail. AR aging, AP scheduling, payroll cycles, tax payments — everything that hits the bank on its actual day.
Variable vs. fixed cost decomposition, with elasticity assumptions. Model what happens to runway if revenue drops 30%, COGS spikes, or a key contract pushes 60 days.
DSO, DPO, inventory days. The hidden cash trap that kills profitable companies — modeled explicitly, not buried in a working capital line.
Excel workbook structured around the bank balance, with all operational drivers on input tabs. Built for ongoing use, not one-shot analysis.
Scope and complexity priced per engagement · Free 15-min scoping call
Book a 15-minute call. We'll review your current cash visibility and confirm what's worth building.
Schedule a Free Consultation →Direct = actual receipts and payments by week (best for short-term operations and liquidity management). Indirect = derived from net income via working capital adjustments (best for medium-term planning and investor reporting). We deliver both.
Yes. We support imports from QuickBooks, Xero, NetSuite, and Zoho Books — either via direct CSV mapping or scheduled refresh logic. For ongoing automation, the fractional CFO engagement covers full integration setup.
Weekly for the 13-week direct forecast (especially when runway is under 12 months). Monthly for the 3-year indirect view. We can run the updates for you under a retainer, or train your finance team to do it.
Especially then. Fast growth consumes working capital. Companies that grow 100% YoY can run out of cash even when "profitable on paper" because every new customer ties up cash in receivables and inventory before the revenue lands. The model makes that visible.
